Gmail reads itself. Conditions link themselves.
Mina connects to your Gmail account and watches for inbound lender and underwriter emails. Each message is parsed by AI, key actions are extracted, and the resulting conditions are automatically filed against the right loan — no copy-paste, no manual linking.
- Supports lender replies, UW conditions, and status updates
- 94% of emails matched to the correct loan automatically
- Unmatched emails flagged for one-click manual assignment
A daily briefing on every open file.
At the start of each day, Mina generates a one-page summary for every active loan in your pipeline. The summary includes outstanding conditions, most recent lender communication, and the next action — so you walk in knowing exactly where each file stands.
- Synthesized from parsed emails, condition status, and file history
- Highlights any overdue or at-risk items in plain language
- Accessible from the loan detail page or your daily digest email
Every doc, tracked and tagged on arrival.
When a borrower uploads a document — a paystub, bank statement, W-2, or ID — Mina reads it with OpenAI vision and extracts the key fields. The document is tagged by type, key data is stored, and the corresponding condition is automatically cleared.
- Supports ID, paystubs, bank statements, W-2s, and tax returns
- Extracted fields: name, employer, income, dates, account numbers
- Condition cleared instantly when the right doc arrives
The URLA form borrowers actually finish.
The full 8-section URLA / 1003 form, redesigned for borrowers who have never seen a mortgage application. Each section saves as you go, progress is preserved between sessions, and the borrower can hand off to co-borrowers at any point.
- All 8 URLA sections: borrower info through loan originator
- Section-level autosave — no lost progress on timeout
- MISMO 3.4 XML and PDF export on submission
Rate quotes under your domain.
Every Team and Business subscriber gets a white-label rate quote widget deployable on their own domain. SSL is provisioned automatically via Cloudflare. Borrowers see your branding, your colors, your contact info — Mina powers it invisibly.
- Custom domain with automatic SSL provisioning
- Live rate display from your Mina Pro rate sheets
- Lead capture form routes straight into your pipeline
<MESSAGE MISMOReferenceModelIdentifier="3.4.0"> <DEAL_SET> <LOAN LoanRoleType="SubjectLoan"> <BorrowerDetail URLASection="1a"/> </LOAN> </DEAL_SET> </MESSAGE>
One click to lender-ready XML.
When it is time to submit to the lender, Mina generates a MISMO 3.4-compliant XML file directly from the completed URLA data. No third-party export tool, no manual field mapping — the file is built from the same data the borrower entered.
- Validated against the official MISMO 3.4 XSD schema
- Stored in S3 with a 24-hour presigned download link
- 1003 PDF also available for lenders that still require paper
Your business isn't one-size-fits-all.
Mina Pro molds to your workflow, enhances efficiency, and grows with your operations.
Schedule a Demo